About Mark Silverthorn

 

Former collection lawyer, collection industry insider and author, Mark Silverthorn

Former collection lawyer, collection industry insider and author, Mark Silverthorn

 

Mark Silverthorn is recognized as an expert in Canada on consumer debt.  He is the author of The Wolf At The Door:  What To Do When Collection Agencies Come Calling (2010), published by McClelland & Stewart.

Prior to writing his book Mark worked for twelve years as a collection lawyer for four of the ten largest collection agencies operating in Canada located in the Greater Toronto Area.  One fateful day he had an epiphany after asking his 8 year-old daughter what he did for a living.

“Daddy, you send people letters that say pay your bill and if they don’t pay then you put them in the garbage can.”

This conversation with his daughter motivated Mark to lead a more purposeful life and to share his insider’s knowledge of the collection industry with Canadians experiencing challenges dealing with their unsecured consumer debts.  He stopped doing collection work for creditors and collection agencies and he limited his law practice to helping consumers with debt problems.   Later he spent five years representing consumers with debt problems and he spent spent two years writing The Wolf At The Door.

 

Many people have informed Mark that the insights in The Wolf At The Door have literally saved their marriage or been a huge blessing.

Many people have informed Mark that the insights in The Wolf At The Door have literally saved their marriage or been a huge blessing.

 

Since writing The Wolf At The Door Mark has been routinely consulted by the media on issues involving consumer debt as well as the activities of bill collectors.

Mark has appeared on radio talk shows across the country.

Mark has appeared on radio talk shows across the country.

 

Mark retired from the practice of law in Ontario on December 31, 2013.  In 2014 he began his career as a professional blogger writing numerous articles on personal finance for several national websites.  He has also written an article appearing in Canadian Lawyer magazine.  In February of 2015 he founded Comprehensive Debt Solutions Inc., a consulting firm that focuses on providing advice to consumers facing challenges with unsecured debt.

 

Mark Silverthorn enjoys the opportunity to speak with Canadians for 15 or 30 minutes to help them identify the optimal solution for their particular debt problem.

Mark Silverthorn enjoys the opportunity to speak with Canadians for 15 or 30 minutes to help them identify the optimal solution for their particular debt problem.

One comment

  1. Amanda Monk says:

    I am so happy to have found your videos, blogs and book (which I plan to pick up)
    With your advice I finally feel like I have some clarity, I finally feel like I have the information I need to be able to take my debts (and those scarry collectors) head on. I was not so responsible at a young age, money gets tight…you miss a payment or two then next thing you know your in collections and things just seem to pile up.
    I am lucky to have never had a credit card and do not owe thousands upon thousands of dollars, but even my 6,000 can be overwhelming when it is spread around. It is very stressful when the same collector is calling you 10 or 12 times a day from 3 different numbers… it’s enough to make a person go crazy!!
    Learning about the limitations of debt has been very helpful. I have a few accounts the are 6 years or more old and a couple at the two and 3 years marks. From what I understand as of June 1st 2015 BC has gone from 6 to 2 years limitations. It is shocking that even after 6 years I am peppered with calls about these statute barred accounts.
    It is not that I do not want to own up to my debts, it’s just hard when you only make so much money to take care of current bills and your family.
    I wanted to thank you for all you have done with your choices to help those who are in financial hardship. nothing feels worse then to be belittled by some stranger for owing a few hundred dollars on a old payday loan, when all you want to do is get accurate information from them to resolve your debts.

    Thank you for putting your knowledge to good use, I know that now I am ready to fix my debt and start a new chapter too.

    I bet your daughter is very proud 🙂

    Sincerely,

    Amanda Monk
    age 31

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